Understanding Retirement in New Zealand: A Comprehensive Guide

Experience the Community Spirit of The Botanic This Christmas There’s something timeless and heartwarming about the festive season - a sense of togetherness, generosity, and joy that brings people closer. Here at The Botanic, we believe that retirement is not only about finding a comfortable place to live, but also about embracing community, celebration, and new experiences at every stage of life. This December, we warmly invite you to experience all the magic of Christmas in our beautiful, luxury retirement village, with two Open Days and our inaugural Christmas Market Trail. Christmas Market Trail: A Village-Wide Holiday Celebration Mark your calendar for Saturday, 6 December, from 10am–2pm. Step into a festive wonderland as The Botanic hosts its very first Christmas Market Trail - a showcase of creativity, talent, and community spirit. This special event is open to all: residents, their families, friends, and anyone curious about what modern retirement living has to offer. Here’s what you can look forward to: A Festive Shopping Experience: Wander through market stalls featuring handcrafted gifts, local treats, baking, art, and beautiful decorations. It’s the ideal chance to pick up a thoughtful Christmas present or something unique for yourself. Meet the Makers: Connect with residents and community members who are sharing their skills, crafts, and passions. Every purchase supports the vibrant, active community at The Botanic. CASH ONLY: Please remember, the market is a cash-only event, so come prepared to support your favourite local crafters and stallholders. Explore Our Luxury Village on Open Days Our Open Days offer the perfect opportunity to discover what makes life at The Botanic truly special. Join us Friday, 5 December and Saturday, 6 December, from 10am–3pm. Whether you’re considering a retirement move or simply want to enjoy the festive atmosphere, this is an event not to miss. During your visit, you will: Tour a variety of available homes: See our stunning range of one, two, and three-bedroom villas and apartments, all designed for comfort, style, and easy living. Admire the landscaped gardens: Stroll or ride around the tranquil grounds, which offer more than just a place to live; they provide a botanical sanctuary where wellbeing and nature meet. Enjoy refreshments and explore amenities: From The Clubhouse Café to the well-appointed gym, pool, and activity spaces, experience the luxury and convenience that are hallmarks of The Botanic. Join the Christmas Market Trail (Saturday only): Double the opportunity - see our homes and get swept up in the holiday fun. For visitors who’d like a little extra comfort while exploring, The Botanic Buggy will be available for guided tours around our beautifully landscaped grounds. Why Visit The Botanic This Christmas? A Real Taste of Village Life The Christmas Market Trail and Open Days provide more than a glimpse into our luxury accommodation or high-end amenities; they offer a unique, joyful look at daily life in our thriving community. Imagine waking up surrounded by gardens, friends, and effortless opportunities for fun, learning, and connection all year round. Meet Residents and Team Members Pets are an important part of the community at The Botanic Luxury Retirement Village Our residents are the heart of our village. Many are sharing their talents at the Christmas stalls, and you’ll find them happy to chat about their own experiences. Michelle and Kathryn, our friendly sales team, will be on hand to answer questions, provide tours, or just share a warm smile and a cup of tea. Preview the Homes and Lifestyle On Offer Whether you are actively searching for your next home or simply browsing options, these events are perfect for seeing The Botanic’s wide variety of homes, from light-filled villas to designer apartments. If you have questions about contracts, services, or future plans, our team will provide clear and transparent answers, setting us apart from many other Auckland retirement villages. If you can’t make the Open Days:Don’t worry - Michelle and Kathryn are available by appointment through December and are always ready to welcome you for a one-on-one village tour, a chat about available properties, or a personal introduction to life at The Botanic. Michelle Pipping - Sales & Marketing Manager Kathryn Rule - Sales Administrator & Consultant Call us on 0508 268 264 Why Do So Many Choose The Botanic? Luxurious, future-proofed homes set in botanical surroundings. A connected, caring community with active social programs year-round. Clear and transparent pricing - no hidden fees or surprises. Pet-friendly policies, so your beloved companion can share your next chapter. Professional, friendly staff ready to help with every step of your journey. Plan Your Visit: Key Event Details Open Days: Friday, 5 December: 10am–3pm Saturday, 6 December: 10am–3pm (Christmas Market Trail 10am–2pm) Explore the village, meet residents, and view available homes at your own pace Buggy tours are available for easy mobility around the grounds Show Home: G09, Nikau Apartments, 2 Evergreen Drive, Silverdale Contact: Call 0508 268 264 to speak with Michelle or Kathryn Christmas Market Trail: Saturday, 6 December: 10am–2pm Stalls throughout the village—CASH ONLY Community, festive shopping, refreshments, and entertainment Private Tours: If you can’t attend on event days, our team is available Monday–Friday, 11am–3pm, and weekends by appointment up to 23 December. FAQs: Visiting The Botanic This Christmas What’s the Christmas Market Trail? A village-wide festive market with stalls run by residents and local crafters. Perfect for Christmas shopping and soaking up the holiday spirit. Do I need to book for the Open Days or the Market? You’re welcome to just turn up on Friday or Saturday during Open Day times. For private tours at other times, please call ahead. Is the event cash-only? Yes. Please bring cash for purchases at all market stalls. Can I bring family or friends? Absolutely! We encourage you to come with loved ones - retirement living is a family decision, and everyone is welcome. Is the village accessible for those with limited mobility? The Botanic Buggy is available for tours if you’d like a lift around our grounds and homes. Will I get to see inside homes? Yes! Available villas and apartments will be open for viewing, and our show home is always available during Open Day hours. Who can answer my questions about living at The Botanic? Michelle (Sales & Marketing Manager) and Kathryn (Sales Administrator & Consultant) are both available for chats throughout the visit and by phone on 0508 268 264. Can I arrange a private tour if I can’t come to the events? Certainly. Please call or use our contact form, and we’ll arrange a date and time that suits. Discover the Spirit of The Botanic There’s no better way to discover if a community is right for you than to experience it firsthand - laughing, browsing, and sharing the season’s joy with those who already call The Botanic home. We look forward to celebrating the holidays with you, and we’re excited to help you imagine your own future in Silverdale’s most welcoming luxury retirement village. We can’t wait to wish you a very Merry Christmas at The Botanic!

For many Kiwi retirees, it’s the small, familiar moments that make a house feel like home, the morning walk, the soft purr at your feet, or the happy greeting at the door. At The Botanic, we know how much comfort and companionship pets bring, and how those simple routines can make every day feel richer and more meaningful.As demand for pet-friendly retirement options grows throughout New Zealand, we explore the many benefits pets bring to a lifestyle village setting and what to look out for in a pet-friendly community. Why Pets Matter So Much in Retirement Pets are an important part of the community at The Botanic Luxury Retirement Village Retirement is no longer just about slowing down, it's about embracing a lifestyle that's active, fulfilling and deeply connected. For many older New Zealanders, pets are central to this new chapter, offering more than just companionship; they provide a sense of purpose, comfort and routine. Studies show that pet ownership among older adults can reduce feelings of loneliness and depression. A study by the American Humane Association found that over half of adults over 50 have at least one pet, and that strong attachment to a pet was associated with less depression among older adults. In New Zealand, 63% of households have at least one pet, reflecting the deep bond between Kiwis and their animals. However, pet ownership among our over 65 demographic is lower, highlighting the importance for retirement communities to support and encourage pet companionship. How Pets are Proven to Enhance our Wellbeing At The Botanic, we recognise that pets are family. They offer emotional support, encourage physical activity and help maintain a sense of routine. Whether it's a daily dog walk around the village or the soothing presence of a cat, pets enrich our lives – not just for pet owners, but also for neighbours and residents who just want the occasional pat or maybe even the opportunity to pet-sit. Pets encourage connection, bring unexpected joy and are proven to enhance our well-being. Companionship and emotional wellbeing are among the most significant benefits. For many retirees, pets provide a daily source of comfort and unconditional love, reducing feelings of loneliness, especially for those living alone or who have lost a partner. Caring for an animal also creates structure and purpose, with routines around feeding, grooming, and walks giving retirees a sense of responsibility and daily rhythm that supports emotional stability. Physical health benefits are also notable. Dog owners, for example, naturally increase their activity levels through daily walks, which improve cardiovascular fitness, balance, and mobility. Even smaller pets, like cats or birds, encourage movement and engagement through play and care, helping residents maintain strength and flexibility while staying active in a safe and enjoyable way. The mental health advantages of pet ownership are equally compelling. Studies show that interacting with animals can reduce stress, lower blood pressure, and decrease symptoms of anxiety and depression. The simple act of petting a cat or dog triggers the release of calming hormones, providing a natural boost to mood and resilience. Finally, pets are powerful social facilitators. Walking a dog in the village or chatting about a pet’s habits naturally sparks conversations, helping residents forge new friendships and strengthen connections with neighbours. In community settings like The Botanic, pets not only enrich individual lives but foster a lively, connected, and supportive environment for all residents. In short, pets are more than companions; they are catalysts for healthier, happier, and more socially connected retirement living. The Rise of Pet-Friendly Retirement Villages in New Zealand Retirement living in New Zealand is evolving. Today’s retirees seek communities that support independence, connection, and purpose, and pets are increasingly central to that lifestyle. In response, many retirement villages have adapted their policies to meet growing demand, moving away from the restrictive “no pets allowed” approach of the past to embrace truly pet-inclusive communities. Being “pet-friendly” goes beyond simply allowing a dog or a cat. It involves clear policies, such as pet registration, vaccination or microchipping requirements, as well as practical facilities like designated dog walking routes with plenty of opportunities to stop, sniff, or grab a seat in the shade. Or large enclosed patios, gardens, courtyards and balconies that can accommodate a pet and keep them safe from passing traffic. Measures such as these that have been well thought through ensure that both pet owners and non-pet owners can enjoy a harmonious community environment. Attitudes have shifted as operators recognise that pets contribute to residents’ wellbeing, providing companionship, purpose, and opportunities for social connection. Modern villages, supported by organisations such as SPCA NZ, now see pet inclusion as a way to enhance quality of life, rather than a complication to manage. Today, a pet-friendly retirement village is about designing a lifestyle that supports residents and their beloved animals, making later life richer, happier, and more connected. What to Look for in a Pet-Friendly Lifestyle or Retirement Village Choosing a retirement community that welcomes pets requires more than simply finding one that says “pets allowed.” A genuinely pet-friendly environment balances the needs of residents, their pet companions, and the wider community. Here’s a practical checklist to guide your search: 1. Clear pet policy Start by reviewing the village’s rules regarding pets. Look for clarity on the types of animals allowed, size or breed restrictions, and the maximum number of pets per household. A transparent policy ensures you and your pet can enjoy life together without surprises or restrictions down the track. 2. Outdoor spaces and walking areas Pets need exercise and stimulation. Check whether the village offers secure, accessible outdoor areas, walking paths, or nearby parks. Well-maintained green spaces not only keep pets healthy but also provide residents with a safe and enjoyable way to stay active themselves. 3. Pet-friendly facilities Extra conveniences can make a huge difference. Look for villages that offer pet-friendly communal spaces, connections with local veterinarians, or nearby pet services. Even simple things like a pet-friendly Café, interior road speed restrictions and shaded rest areas and watering stations show that the community considers pets’ wellbeing as part of daily life. 4. Supportive community culture A welcoming attitude matters as much as facilities. Speak to staff and residents to see how pets are treated in communal spaces. Communities that embrace animals tend to foster friendlier interactions, social opportunities, and a sense of belonging for both pets and their owners. 5. Safety considerations Ensure the environment is safe for pets and people alike. Secure fencing, safe walking routes away from busy roads, and emergency procedures for natural disasters or health events help protect your pet and give you peace of mind. By considering these factors, you can confidently choose a retirement village where both you and your pet thrive, enjoying companionship, activity, and community in equal measure. How The Botanic Embraces Pet-Friendly Retirement Living As a leader in luxury pet-inclusive retirement living in Auckland, The Botanic has created a community where residents and their animal companions are welcomed, valued, and supported. Our philosophy is simple: pets are family. Whether it’s a loyal dog, a gentle cat, or a beloved feathered friend, we recognise the vital role animals play in emotional wellbeing, daily routine, and social connection. Life at The Botanic is designed to allow residents to maintain that bond effortlessly, enjoying the companionship, comfort, and joy that pets bring. The village offers thoughtfully designed spaces and supportive policies that make pet ownership both practical and rewarding. Residents can enjoy landscaped walking areas, communal green spaces, and facilities designed with pets in mind, all within a safe and secure environment. Staff and the wider community are committed to a culture that respects and celebrates pets as part of village life. By embracing a pet-inclusive approach, The Botanic sets a benchmark for retirement living in Auckland, proving that luxury, lifestyle, and the joy of companion animals can coexist harmoniously. Planning a Retirement Move with Your Pet Moving into a retirement community is a big change, not just for you, but for your pet. Planning ahead ensures a smooth transition and will help you both feel safe and comfortable in your new home together. Health first: Schedule vet visits before moving to ensure vaccinations are up to date, your pet is in good health, and any ongoing care or medications are organised. Discuss your pet’s needs with your veterinarian and ensure regular treatments and checks are scheduled in for the months ahead. Consider your pet’s age and needs: Some pets may adapt easily to new environments, while older animals or those with special requirements may need extra attention. Cats, for example, usually require at least two weeks indoors before identifying the space, smell and feel of your new property as ‘home’. At The Botanic, some residents have found a locally reputed cat hotel to be an ideal way to ease their feline’s distress during the packing up, moving and settling in period. Once the boxes are all unpacked, they then introduce their cat to their new home, with all the familiar smells and furniture in situ to make it feel like home from the get-go. Prepare for the transition: Introduce your pet gradually to new spaces, maintain familiar toys or bedding, and keep consistent routines where possible. Small steps help pets adjust happily, making retirement life rewarding for both of you. Frequently Asked Questions (FAQs) What types of pets are allowed? We currently have cats, dogs (of all breeds, shapes and sizes) and a couple of feathered friends too amongst our resident pets! We are open to discussing other types of pets, but may need to assess the suitability of our Village environment to the needs of your animal while maintaining safety, hygiene and harmony for the wider Botanic community. Do I need approval before bringing my pet? In short, yes you do. We proactively encourage all prospective residents to be open with us about their intentions to own or existing ownership of a pet or pets. Some of our Residents have a regular pet-sitting arrangement with friends and family, which is also useful for us to know about. We pride ourselves on open communication, honesty and transparency with all prospective and existing residents and pet owners at The Botanic. Are there pet size/breed restrictions? The Botanic's pet-friendly philosophy aligns with the guidelines set forth by the Companion Animals New Zealand (CANZ) and the Retirement Villages Association (RVA). CANZ supports aged care facilities that allow appropriate companion animals, acknowledging the mental and social benefits they provide to older adults. Similarly, the RVA's Code of Practice encourages retirement villages to consider the well-being of residents, including the positive impact of pets on their quality of life. Is there support for residents who need help caring for pets? Our experienced, and pet-friendly staff understand basic pet needs and can help coordinate vet transport, recommend pet carers, or suggest local services. What happens if my pet’s needs change? The Botanic seeks to match living arrangements to both our residents and their pets needs. As your pet’s (or your own) needs change, we are adept at working together with you to find a solution to any challenges that may arise or safeguarding your environment to prevent problems before they happen. What if a resident does not wish to live near animals? That’s ok too! The Botanic fosters an environment of transparency, encouraging prospective residents to engage in candid conversations about pet ownership. Our Village Management and Resident Transitions team is committed to ensuring that both residents and their pets thrive in a harmonious setting – taking into account personal preferences, allergies and attitudes towards pets from existing and prospective residents and surrounding neighbours. From the outset of the Sales process, our aim is to proactively ensure every resident can live harmoniously at The Botanic, with limited disruptions, and make it easy and straightforward for residents to live the life they independently choose to live. Final Thoughts Pets matter. For many older adults in New Zealand, pets are central to wellbeing, routine and social connection. When retirement communities design pet-friendly policies thoughtfully, they unlock benefits that ripple through the wider resident population: happier residents, more neighbourly interactions, and a livelier village culture. By prioritising clear policy, practical supports and a culture of respect, The Botanic is proud to lead the way in pet-friendly retirement living, helping residents keep the companionship they love, while enjoying the low-stress, security and joys of village life. Interested in visiting or learning more about how The Botanic supports resident pet ownership? Contact our team for a friendly chat to discuss how we make retirement living work for you and your pet. Better yet, bring them along with you for a look around the village and our array of pet-friendly properties.

We believe that retirement should be a time of joy, not stress - a time in your life where peace of mind, financial security, and the freedom to enjoy life on your terms come together in perfect harmony. But achieving this vision doesn’t happen by chance. It starts with one essential step: sound financial planning. Whether you're just beginning to consider retirement or already looking forward to the next chapter, taking control of your financial future is one of the most empowering decisions you can make. It allows you to shift your focus from “Will I have enough?” to “How do I want to spend my time?” At The Botanic, we offer far more than just a beautiful place to retire. Our team work with and support retirees to ensure they can plan their retirement journey with clarity and certainty. We understand the complexities of retirement living, and we reckon everyone’s retirement dreams are within reach. All you need…is a plan! From Uncertainty and Confusion to Understanding and Clarity Many of us can feel overwhelmed by the thought of budgeting and financial planning for retirement. Our advice is to start by visualising your ideal retirement – because your lifestyle goals will shape your financial needs. Tools like the Sorted retirement calculator can help you estimate how much you’ll need for retirement, taking into account both your essential living costs and the lifestyle extras you want to enjoy. Knowing and estimating your retirement income sources is a good next step in the planning process. For most New Zealanders, retirement income comes from a mix of sources: NZ Superannuation: The government pension, paid from age 65, forms the bedrock of retirement income for many. However, it may not be sufficient for a comfortable lifestyle, especially if you’re renting or have ongoing medical expenses. KiwiSaver: If you’ve contributed to KiwiSaver, you can access your savings from age 65. You can choose lump-sum withdrawals or regular payments to supplement your income. Personal Savings and Investments: These might include term deposits, shares, managed funds, or proceeds from selling your family home. Other Income: Rental income, part-time work, or iwi-based schemes (such as Ngāi Tahu’s Whai Rawa) can also play a role. Think Budgeting’s Boring? Think Again. A clear budget is your best defence against financial surprises. Start by listing your expected income and expenses. Essentials like housing, utilities, food, and insurance should be covered first. Then, allocate funds for hobbies, travel, and unexpected costs such as healthcare or home repairs. A popular budgeting approach is the 50-30-20 rule: 50% for essentials 30% for wants 20% for savings or debt repayment With many retirees living well into their 80s and beyond, it’s wise to plan for 25–30 years of retirement. The Massey University Retirement Expenditure Guidelines highlight the importance of balancing your desire to enjoy life now with the need to avoid running out of funds too soon. When planning a move to a retirement village, it is important to consider: Read more: Planning for Retirement: Financial Considerations What our residents say: “Don’t leave it too late! Retire when you can fully enjoy the fruits of your labour.” – Colin and Pip, when asked what they wish they had known about retirement before. Guidance Matters - Partner with a Financial Professional Kiwi retirees have access to a wide range of independent financial planning services to support their financial wellbeing. We strongly recommend making use of one or more of the following experts to ensure your personal financial plan is sound and comprehensive: Financial Advisers & Planners: Licensed professionals offering personalised advice on savings, investments, retirement, and risk management. KiwiSaver & Investment Consultations: Guidance on fund selection, contributions, and investment strategies tailored to individual goals. Retirement Planning Tools: Online calculators and resources (e.g. from Sorted or the Retirement Commission) to help estimate future spending needs and income. Estate Planning Services: Assistance with wills, enduring powers of attorney, and reviews of life insurance or other protection policies. Budgeting & Financial Education: Community-based seminars and workshops focused on budgeting, debt management, and financial literacy. Know What You’re Paying For: Plan With Peace of Mind. At The Botanic, our pricing model is built so you always know what you’re paying for - no surprises, no hidden extras. Clear Entry, Weekly, and Service FeesWe provide straightforward, published rates for all major costs - from the entry fee when you move in, to ongoing weekly fees, to the fees for optional services. That means you and your family can accurately forecast both the upfront cost and the ongoing financial commitment. No Hidden Costs for Accommodation, Amenities, or Community EventsEverything that’s included - your apartment or villa accommodation, access to amenities and participation in community events - is clearly detailed in what you pay. There are no surprise extra charges for what many people consider basic features, which helps you avoid budget blowouts. Honest Pricing You Can Measure Against the RestBecause all the costs are spelled out up front, you can compare The Botanic directly with other retirement options (such as private care homes or assisted living facilities) with confidence. This transparency helps you forecast the total cost of retirement, align your cash flow and savings and build long term security. Feel Confident Knowing Everything’s CoveredTo help you make sure you’ve covered everything, have a look at our Retirement Planning Checklist or check out our recent post on Planning Your Retirement at The Botanic Plan Complete? Now It’s Time to Enjoy the Lifestyle You’ve Earned. Come along to our Spring Open Weekend between 10am-4pm on Saturday 11 & Sunday 12 October for an opportunity to look around our village and to chat through any concerns and considerations with our team Download our Village Brochure and get in touch with our Sales team for a personal tour on 0508 268 264. It’s a great way to experience our villas and apartments and the wide range of village amenities at The Botanic for yourself. Visit The Botanic Showhome, Apartment G09, Nikau Apartments at 2 Evergreen Drive, Silverdale between 11am – 3pm, Monday to Friday (weekends by appointment) Have a good look around our website, including our other blog posts, which have been designed to answer the most common questions and concerns we hear from prospective residents. Still have a few questions? Get in touch with our Sales Manager Michelle Pipping or Village Manager Vicki Hooper if we haven’t answered them below. We’re here to help and look forward to hearing from you! FAQs: Are The Botanic’s weekly fees fixed for life, or will they increase over time? Our weekly fees are fixed for life. What do the fixed fees cover? They cover: Council Property Rates Water rates Building Insurance Upkeep of gardens and grounds Maintenance of the dwelling (both external and internal) Upkeep of communal facilities including the Bowling Green, Pool, Sauna, Steam Room, Spa and Gymnasium Rubbish Removal Security What else will I need to pay for? You will need to pay for your own power and internet. We have a preferred provider for the internet and our residents enjoy unlimited broad band which is very well priced at $46 per month. You will also need your own contents insurance. Do I need to pay for activities? The Botanic is currently offering independent living options only.  Residents at The Botanic have organised a full range of groups, clubs and activities within the village.  For some of the activities they may ask for a small contribution.  This is usually when someone from outside of the village has been organised to come in to provide a service, for example: an art class. Do I need to pay for cleaning? The Botanic arranges for the exterior of the buildings, including windows, to be professionally cleaned every six months at no extra cost to you. However, residents are responsible for cleaning the interior of their own properties.  Is my deposit refundable? Yes it is.  We ask for a $5000 deposit to secure a villa or apartment. Your deposit will be held in a trust account by Anchorage Trustee Services and is refundable if you don’t go ahead with the purchase of a property at The Botanic.  Do I get a resident discount at The Clubhouse Café? Yes, you certainly do! Our residents enjoy a 20% discount at our Café on food and beverages.😊